Making Medicare Simple

Nobody wants to talk about Medicare because it’s so complicated – but I’m here to make it simple.

If we haven’t met yet, I’m Clint Lowry, a K-State grad (’94) and father of two. I’m a trusted Medicare advisor here in Manhattan, and I attend several trainings a month to stay on top of all the changes.

Here are some things people have been asking me about:

Struggle #1 – Gaps in Coverage

People complain about Medicare because it doesn’t provide dental, vision, or hearing plans.

Here at Legacy, we have a standalone policy to fill that gap.

Medicare covers you when you’re in the hospital, but what happens before that coverage kicks in? How do you pay for diagnostic tests and all the things leading up to hospitalization?

We have supplemental plans that help with the health expenses Medicare doesn’t cover.

Struggle #2 – Increasing Premiums

People often sign up for an attained age plan, but the monthly premium goes up every time they have a birthday.

Here at Legacy, we offer issued age plans, which are based on your age and health condition when you first received the policy. The premium doesn’t increase as you get older.

Even after your 65^th birthday, it’s beneficial to review your current policy each year to see if you can switch plans and save money.

Let’s find a time to talk through your questions. You can reach me at 785-789-3441 or stop by the Legacy Solutions Insurance office.

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